AllaraCare & THB: Join our mission to transform health benefits™

AllaraCare THB – Home – 2021

We’ve joined the mission to remove barriers to better care.

Our fresh approach to employee health benefits lowers cost by an average of 20% while increasing the quality of care.

What We Do

AllaraCare + THB bring together innovative solutions that helps companies offer higher quality benefits at a lower cost.

Is AllaraCare a health insurance company?
No, but insurance plans are one part of our solution. AllaraCare works with a network of expert employee benefits advisors who serve as consultants to companies like yours, enabling you to establish your own self-funded benefits programs. Think of AllaraCare + a THB advisor as a proven guide through the process of benefits self-funding.
What type of company is AllaraCare right for?
AllaraCare + THB's self-funding strategy is a practical approach built on what the most successful purchaser of health insurance are already doing and can work for all types of companies, small or large, blue or white collar. It works because Employers and Employees all want Enhanced Access to Care, Higher Quality and Lower Costs
Why haven't I heard of this before?
The truth is that AllaraCare + THB's proven methods have been around for decades but the major insurers have proactively driven employers away from self-funding. Why? The answers to that question are too many to answer but it all comes down to cost savings for you and losses for the big insurers.

Video Learning Hub

AllaraCare On-Demand Video

How It Works

Self-funding: A simple alternative to the status quo.

AllaraCare pillars of healthcare transparency
01. Utilization Management
Identify areas of ineffective spend & define custom solutions.
  • Receive fewer claims & pay less
  • Optimize RX drug costs for employees
  • Implement cost controls to mitigate risk
02. Alternative Reimbursement
Negotiate better terms.
  • Establish care-based improvement metrics
  • Create transparency & eliminate fake discounts
  • Foster beneficial relationships with providers
03. Rx Drug Optimization
Remove wasteful spending & improve transparency.
  • Optimize procurement strategy
  • Focus on specialty drug utilization
  • Receive up-to 867% off pharmacy costs
04. Enhanced Access to Care
Improve overall quality of care while removing roadblocks to finding the best providers, all while maintaining cost transparency.
  • Eliminate expensive trips abroad for major procedures
  • Provide each plan member with a dedicated care advocate
  • The best providers, now all in-network

20% Average Savings And Counting

Transparency leads to significant savings

15 %
Average reduction in medical spending
20 %
Savings over leading insurers
Average NPS score of A+ Navigator support team
$ 0
Ideal employee out-of-pocket

Learning Hub: Our Blog

Man in a computer
Journal, Tablet and Headphones

A Transparent Solution Backed Up By Data

See how THB ambassadors have put benefits transparency to work for real companies like yours.


What real employers, members and benefits ambassadors have to say.